Mortgage Protection

Your home may be repossessed if you do not keep up repayments on your mortgage.


Are you confused about the types of policies available? And what they are designed to do? Maybe you are worried about being ‘sold’ to?

Protecting your mortgage is obviously very important. However, homeowners may be put off by the thought of a pushy salesperson, being coerced into taking an expensive policy that isn’t appropriate for their needs or circumstances and then questioning the expense. Maybe it’s something that was put off ‘to sort out later’, but you never actually got around to it…

We like to do things differently, we will never ‘make’ you take out a policy and instead prefer to give you costed options to fit alongside your mortgage, information about those options, help with setting it up using a trained tele-underwriter service and also help with putting it in trust if appropriate. From simple Life Insurance to Critical Illness Cover and Income Protection we will give you all the guidance you need to make your own decisions about your home and family protection.

Mortgage Protection

‘Andrew’s service was second to none and he made sure that the House Move went extremely smoothly and provided a Competitive Mortgage with excellent interest rates. He changed the mortgage when nearly complete as he could improve the mortgage offer with a different company and this transition happened virtually over- night as I was in a rush to secure the property. Andrew even arranged a competitive life insurance policy and buildings/contents insurance and this was completed over the phone with quotes that I could not compete with. I highly recommend Andrew Pratt and his company Rosemount Mortgage Planning and would not hesitate to use his services again.’ – Mark M